July 2, 2013      Martin Mallon  (Ireland)      Martin's previous articles                        

                        
      

                Archbishop’s Crusade to Drive Out Payday Lenders

 

The leading article in the Business section of The Sunday Times of June 30, titled Archbishop’s Crusade to Drive Out Payday Lenders, describes one of the many things the Church should be doing in the present times of economic austerity. The Archbishop:  

Is to make a direct attack on payday lenders and loan sharks with a “10-year” crusade to drive them out of business.  

Some of these lenders set interest rates in excess of 5,000% per annum.  

Unfortunately for our Catholic Church it is the Archbishop of Canterbury who is directing this crusade. He has taken practical steps to cut out these payday lenders by ensuring:  

   A team of experts at Lambeth Palace has drawn up proposals to put the Church of England’s considerable assets to work expanding the credit union movement. Small, local lenders could be invited to use church buildings as branches to help them to reach more people.

   A nationwide campaign will be launched to encourage Anglicans with relevant skills to volunteer at their local credit unions.  

It is to be hoped that Catholics will also listen to Archbishop Justin Welby’s call and volunteer as well.  

It is also to be hoped that the Catholic Church in the United Kingdom and in Ireland will follow Welby’s example and attempt to eliminate the need for these vipers, payday lenders, in our society. It is difficult to understand why our bishops and clergy are not condemning such lenders and insisting that governments intervene to protect the vulnerable in our society who are being sucked dry by these leeches.  

The Archbishop hopes that:  

...a thriving alternative credit movement will one day mean that payday lenders simply are not  necessary.  

The article goes on to point out that:  

Credit unions can lend only to people who have a “common bond” to the other members – be that a place of work, a social club or a local community.  

It is uplifting to read of a Christian bishop at last doing something about the economic crisis and its impact on the poor. Prayers are badly needed, but God often answers these prayers through people acting on inspiration received from the Holy Spirit, as it appears Archbishop Welby is doing in this case.  

Our bishops and clergy should be more outspoken in calling for the alleviation of the effects of the economic crisis and austerity on the most vulnerable in our society. Let us pray that they find their voices and take action where appropriate, as in the case of the Anglican Archbishop Welby. Thank God for him!

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